Our terms and policies can be found by clicking the "policy" links on the site's vertical menu.

PLEASE NOTE: IF YOU HAVE ALREADY ENTERED DATA ON THE REGISTRATION PAGE, YOU WILL LOSE THE DATA IF YOU CLICK TO ANOTHER PAGE. IT IS BEST TO SUBMIT THE DATA AND THEN GO TO THE POLICY PAGES. WE RECOMMEND THAT YOU PRINT OUT A COPY FOR YOUR RECORDS.

To purchase a product or subscribe to our free newsletter please click on & read the "policy - product" link.

To purchase one of our educational programs, counseling services or to sign up for our message board please click on & read the "policy - program" link.

Because of the educational nature of our website and complexity of our service it is necessary to agree to our terms and conditions as a prerequisite to the use of our product or programs.

It is assumed that if you click the privacy policy box on any registration page, that you have read , understand and agree to all terms and policies of this website.

Thank you for your understanding.